FIRST DIVISION
[ G.R. NO. 146797, February 18, 2005 ]TOMMY v. CRISTINA YAP +
TOMMY & HELEN ONG, PETITIONERS, VS. CRISTINA YAP, RESPONDENT.
DECISION
TOMMY v. CRISTINA YAP +
TOMMY & HELEN ONG, PETITIONERS, VS. CRISTINA YAP, RESPONDENT.
DECISION
AZCUNA, J.:
This is a petition for review on certiorari of the decision of the Court of Appeals, in CA-G.R. CV No. 52194, which affirmed the decision of the Regional Trial Court of Cebu City, Branch 10, in Criminal Case No. CBU-31101, and ruled that respondent
Cristina Yap is not civilly liable to petitioners.
Respondent Cristina Yap and the spouses Cesar and Ava Gardola were charged of Estafa in an Information which reads:
The evidence of the prosecution showed that in 1979, petitioner Tommy[2] Ong worked as a salesman in a drug company and respondent Cristina Yap, owner of the Majesty Pharmacy, was one of his customers. Ong opened his own pharmacy in 1985 and bought products from Yap for about seven to eight years. In the process, trust and confidence allegedly developed between the petitioners and respondent.[3]
In the early part of 1991, Yap mentioned to the Ongs that she was investing some amount of money with Paramount Lending Investors,[4] owned by the spouses Cesar and Ava Gordola, which gave her a very high margin of profit. Yap also told them that her poultry business in Talamban was put up mainly from the profit of her investment with Paramount Lending Investors. The Ongs visited said poultry and they were convinced that investing with the Gordolas would be a profitable business.[5]
According to Tommy Ong, Ava and Cesar Gordola were former medical representatives, so they would sometimes meet in some drugstores, but Ong allegedly knew the Gordolas only by their faces.[6]
When the Ongs sold their house, they were allegedly persuaded by the proddings and assurances of Yap to invest the proceeds of the sale, in the amount of P3.6 million, with Paramount Lending Investors sometime in September 1991. Yap told the Ongs that she would ask Ava Gordola to pick up the money at the Ongs' drugstore. When Ava Gordola picked up the money, she issued the Ongs two postdated checks, one for the principal and the other for the interest, which was her usual procedure.[7]
Weeks after the first transaction with the Gordolas, Yap allegedly convinced the Ongs to obtain a loan in the amount of P2.5 million from Metrobank using their real property in Guadalupe as collateral. Tommy Ong testified that they invested the P2.5 million with Paramount Lending Investors because, at that time, the interest Gordola was paying was five percent per month against the bank's interest of only about 24 percent per annum; hence, they were convinced that they would make a net profit of about three percent.[8]
When the Ongs obtained a housing loan from the Union Bank in January 1992, they again invested the partial release of P900,000 with Paramount Lending Investors allegedly upon the persuasion of Yap.[9]
In the beginning, the Ongs were able to realize profits from their investment with the Gordolas. However, sometime in March 1992, some checks issued by the Gordolas to the Ongs started to bounce. The Ongs requested Ava Gordola to replace the bounced checks. The Ongs informed Yap about the checks that bounced. Yap assured them that they would be paid, and dissuaded them from filing a case against the Gordolas, reasoning that only Filipinos go to court, but the Chinese don't. After 12 checks issued by the Gordolas had bounced, the Ongs filed a case against the Gordolas, which Tommy Ong claimed was just a "paper victory."[10]
Tommy Ong testified that when they filed the first case against the Gordolas, they were made to believe that Yap had nothing to do with their loss of investment. But when they talked with some people, they were finally convinced that it was the handiwork of Yap that actually caused their loss. They reprimanded Yap, but she denied it, so their last resort was to go to court.[11]
On cross-examination, Tommy Ong testified that it was sometime in September 1991 that Yap introduced him to the Gordolas. He and his wife, along with Yap, went to the house of the Gordolas where they first met Ava Gordola. They met a few occasions before they invested with Paramount Lending Investors, but no friendship was established.[12]
However, Ong subsequently admitted that he testified in Civil Case No. 71128, the case which he filed earlier against the Gordolas, that he met the Gordolas on many occasions, that they (Ongs) were shown the Gordolas' big house and different businesses so that they (Ongs) decided to let the Gordolas borrow money.[13]
Tommy Ong admitted that Yap did not issue them any check as a guarantor or debtor in connection with their investment with Paramount Lending Investors. No evidence was presented showing that Yap was a stockholder, an officer, or in any way connected with Paramount Lending Investors.[14]
The prosecution presented, among others, 12 bouncing checks totaling P7,000,000, which amount represents the business investment of the Ongs.[15]
After the prosecution presented its evidence, respondent Yap filed a demurrer to the evidence on the ground of insufficiency of evidence.
On December 1, 1994, the trial court issued an Order[16] that resolved Yap's demurrer to the evidence and the case on the merits, the dispositive portion of which reads:
In its Order[19] dated January 10, 1996, the trial court held that the Order dated December 1, 1994 which granted the demurrer to the evidence and dismissed the case on the ground of insufficiency of evidence amounted to the acquittal of respondent Yap; hence, an appeal therefrom would place respondent in double jeopardy, citing People v. Silay;[20] People v. Declaro; [21] People v. Bellaflor;[22] and People v. Bans.[23] Consequently, the trial court did not give due course to the criminal aspect of the appeal, but only gave due course to the civil aspect. The dispositive portion of its Order reads:
The Court of Appeals promulgated its Decision on March 3, 2000, the dispositive portion of which reads:
Petitioners' contention involves a question of fact. This Court is not a trier of facts.[28] Rule 45 (Appeal by Certiorari to the Supreme Court) of the Rules of Court specifically states that a petition thereunder, such as that filed by the petitioners, "shall raise only questions of law which must be distinctly set forth."
In the second assigned error, petitioners assert that the Court of Appeals erred in applying proof beyond reasonable doubt as the applicable quantum of proof in determining Yap's civil liability, instead of merely preponderance of evidence. Hence, petitioners imply that the Court of Appeals resolved the appeal in favor of respondent because it did not apply preponderance of evidence in determining her civil liability.
Section 1, Rule 133 of the Rules of Court provides:
In civil cases, the burden of proof is on the plaintiff to establish his case by preponderance of evidence.[31] Although the evidence adduced by the plaintiff is stronger than that presented by the defendant, a judgment cannot be entered in favor of the former, if his evidence is not sufficient to sustain his cause of action.[32] The plaintiff must rely on the strength of his own evidence and not upon the weakness of the defendant's.[33]
Petitioners contend that there is a preponderance of evidence showing that respondent Yap took part in the defraudation scheme against them as it was Yap who, taking advantage of their trust, induced them to invest their money with the Gordolas by her proddings and assurances.
The Court is not persuaded. As the Court of Appeals held:
The trial court acquitted respondent Yap of the criminal charge of Estafa due to insufficiency of evidence. The prosecution failed to prove that respondent Yap conspired with the Gordolas in committing the offense charged against them. The prosecution admitted that not one of the checks in question, totaling P7,000,000, was made, issued or drawn by respondent Yap.[36] Hence, respondent Yap cannot be held civilly liable to petitioners to pay for the total value of the checks involved in this case. Apart from this, petitioners have not adduced any documentary evidence showing that respondent Yap has a civil obligation toward them.
WHEREFORE, the decision of the Court of Appeals, in CA-G.R. CV No. 52194, sustaining the Order of the Regional Trial Court of Cebu City, Branch 10 in Criminal Case No. CBU-31101 holding respondent Cristina Yap not civilly liable to the petitioners, is hereby AFFIRMED. No pronouncement as to costs.
SO ORDERED.
Davide, Jr., C.J., (Chairman), Quisumbing, Ynares-Santiago, and Carpio, JJ., concur.
[1] Records, pp. 1-2.
[2] Also spelled "Tomy."
[3] TSN, March 18, 1994, pp. 4-7.
[4] Also referred to as "Paramount Investment Lending Corporation (PILC)" and "Paramount Corporation."
[5] TSN, March 18, 1994, pp. 8-9.
[6] Id. at 12.
[7] Id. at 11-13.
[8] Id. at 13-14.
[9] Id. at 15-16; Memorandum (Petitioners), Rollo, p. 153.
[10] TSN, March 18, 1994, pp. 14, 17-18.
[11] Id. at 27.
[12] TSN, April 18, 1994, pp. 5-6, 18-19.
[13] Id. at 7.
[14] Id. at 12-13.
[15] Trial Court Decision, CA Rollo, p. 69.
[16] Ibid.
[17] Id. at 71.
[18] Id. at 70-71.
[19] CA Rollo, p. 72.
[20] 74 SCRA 247 (1976).
[21] 170 SCRA 142 (1989).
[22] 233 SCRA 196 (1994).
[23] 239 SCRA 48 (1994).
[24] CA Rollo, p. 74.
[25] Rollo, p. 53.
[26] Id. at 57.
[27] Id. at 157.
[28] Llana v. Court of Appeals, 361 SCRA 27, 32 (2001); Valmonte v. Court of Appeals, 303 SCRA 278, 286 (1999).
[29] Go v. Court of Appeals, 351 SCRA 145, 152 (2001).
[30] Ibid.
[31] Heirs of Anastacio Fabela v. Court of Appeals, 362 SCRA 531, 547 (2001).
[32] See United Airlines, Inc. v. Court of Appeals, 357 SCRA 99, 106-107 (2001).
[33] Id. at 107.
[34] Rollo, p. 54; See also TSN, April 18, 1994, p. 7.
[35] TSN, March 18, 1994, pp. 13-14.
[36] RTC Decision, CA Rollo, p. 71; TSN, April 18, pp. 12-13.
Respondent Cristina Yap and the spouses Cesar and Ava Gardola were charged of Estafa in an Information which reads:
That during the month of June 1991, and for sometime subsequent thereto, in the City of Cebu, Philippines, and within the jurisdiction of this Honorable Court, the said accused, conniving and confederating together and mutually helping one another, that [sic] accused Cristina Yap of Majesty Pharmacy and spouses Cesar Gordola and Ava Gordola of Paramount Lending Corporation, with deliberate intent, with intent of gain and by means of false pretenses and fraudulent acts executed prior to or simultaneously with the commission of the fraud, to wit: by falsely pretending to spouses Tomy and Helen Ong and convincing them to invest with Paramount Lending Corporation as the prospect of the returns in terms of interest is bright and higher if compared to the interest rates given by the other banks and that further assuring the said spouses that the money invested will be returned plus interest and inducing the said spouses to entrust to the herein accused the total sum of P7,000,000.00, when in truth and in fact, as the accused very well knew they had no intention of investing the said sum of P7,000,000.00 owned by the herein spouses and that such scheme and other similar deceit were employed merely to obtain possession of the aforesaid sum of money, thereby misappropriating, misapplying and converting to their own personal use and benefit the same and have absconded or run away with the said sum of P7,000,000.00, thus to the damage and prejudice of the said spouses Tomy Ong and Helen Ong in the amount aforestated.When arraigned, respondent Cristina Yap pleaded not guilty. Trial proceeded separately against her.
CONTRARY TO LAW.[1]
The evidence of the prosecution showed that in 1979, petitioner Tommy[2] Ong worked as a salesman in a drug company and respondent Cristina Yap, owner of the Majesty Pharmacy, was one of his customers. Ong opened his own pharmacy in 1985 and bought products from Yap for about seven to eight years. In the process, trust and confidence allegedly developed between the petitioners and respondent.[3]
In the early part of 1991, Yap mentioned to the Ongs that she was investing some amount of money with Paramount Lending Investors,[4] owned by the spouses Cesar and Ava Gordola, which gave her a very high margin of profit. Yap also told them that her poultry business in Talamban was put up mainly from the profit of her investment with Paramount Lending Investors. The Ongs visited said poultry and they were convinced that investing with the Gordolas would be a profitable business.[5]
According to Tommy Ong, Ava and Cesar Gordola were former medical representatives, so they would sometimes meet in some drugstores, but Ong allegedly knew the Gordolas only by their faces.[6]
When the Ongs sold their house, they were allegedly persuaded by the proddings and assurances of Yap to invest the proceeds of the sale, in the amount of P3.6 million, with Paramount Lending Investors sometime in September 1991. Yap told the Ongs that she would ask Ava Gordola to pick up the money at the Ongs' drugstore. When Ava Gordola picked up the money, she issued the Ongs two postdated checks, one for the principal and the other for the interest, which was her usual procedure.[7]
Weeks after the first transaction with the Gordolas, Yap allegedly convinced the Ongs to obtain a loan in the amount of P2.5 million from Metrobank using their real property in Guadalupe as collateral. Tommy Ong testified that they invested the P2.5 million with Paramount Lending Investors because, at that time, the interest Gordola was paying was five percent per month against the bank's interest of only about 24 percent per annum; hence, they were convinced that they would make a net profit of about three percent.[8]
When the Ongs obtained a housing loan from the Union Bank in January 1992, they again invested the partial release of P900,000 with Paramount Lending Investors allegedly upon the persuasion of Yap.[9]
In the beginning, the Ongs were able to realize profits from their investment with the Gordolas. However, sometime in March 1992, some checks issued by the Gordolas to the Ongs started to bounce. The Ongs requested Ava Gordola to replace the bounced checks. The Ongs informed Yap about the checks that bounced. Yap assured them that they would be paid, and dissuaded them from filing a case against the Gordolas, reasoning that only Filipinos go to court, but the Chinese don't. After 12 checks issued by the Gordolas had bounced, the Ongs filed a case against the Gordolas, which Tommy Ong claimed was just a "paper victory."[10]
Tommy Ong testified that when they filed the first case against the Gordolas, they were made to believe that Yap had nothing to do with their loss of investment. But when they talked with some people, they were finally convinced that it was the handiwork of Yap that actually caused their loss. They reprimanded Yap, but she denied it, so their last resort was to go to court.[11]
On cross-examination, Tommy Ong testified that it was sometime in September 1991 that Yap introduced him to the Gordolas. He and his wife, along with Yap, went to the house of the Gordolas where they first met Ava Gordola. They met a few occasions before they invested with Paramount Lending Investors, but no friendship was established.[12]
However, Ong subsequently admitted that he testified in Civil Case No. 71128, the case which he filed earlier against the Gordolas, that he met the Gordolas on many occasions, that they (Ongs) were shown the Gordolas' big house and different businesses so that they (Ongs) decided to let the Gordolas borrow money.[13]
Tommy Ong admitted that Yap did not issue them any check as a guarantor or debtor in connection with their investment with Paramount Lending Investors. No evidence was presented showing that Yap was a stockholder, an officer, or in any way connected with Paramount Lending Investors.[14]
The prosecution presented, among others, 12 bouncing checks totaling P7,000,000, which amount represents the business investment of the Ongs.[15]
After the prosecution presented its evidence, respondent Yap filed a demurrer to the evidence on the ground of insufficiency of evidence.
On December 1, 1994, the trial court issued an Order[16] that resolved Yap's demurrer to the evidence and the case on the merits, the dispositive portion of which reads:
WHEREFORE, for insufficiency of evidence, the case is hereby DISMISSED and accused Cristina Yap ACQUITTED.The trial court held that the prosecution failed to prove that respondent Yap conspired with the Gordolas in embezzling petitioners. It also stated, thus:
The bond put up by aforenamed accused for her temporary liberty is hereby CANCELLED and RELEASED.
Costs de oficio.
SO ORDERED.[17]
The apparent involvement of the herein accused was merely to accompany the spouses to the presence of the herein complainant or her presence thereabout. In so doing, there was no pretense whatever on the part of either, for the execution of the unlawful objective, that is to defraud the complainant. For it was possible that the herein accused had no knowledge of the design of her co-accused (spouses Gordola) if there was any, nor of the intended defraudation of the victim by the latter, if there was any. The mere [act of] accompanying her co-accused to the place of the victim, could be interpreted differently if the accused herself was the recipient of the amount, which she was not. The rule is well-settled that if the facts apparently inculpatory may be explained, consistent with one's innocence, the evidence does not fulfill the test of moral certainty to support conviction (People vs. Jorge, G.R. 99379, April 22, 1994).Petitioners appealed the trial court's Order dated December 1, 1994 to the Court of Appeals. Respondent Yap opposed the appeal on the ground that said Order granting the demurrer to the evidence amounts to an acquittal; therefore, an appeal is legally barred as it would place her in double jeopardy.
The prosecution drew the inference that accused Yap must be guilty for the reason that she received checks (Exhs. "T," "U," "V" to "OOO") from spouses Gordola. However, said checks are irrelevant to the case at bar. The checks in question are the herein twelve (12) bouncing checks (Exhs. "A" to "L"), [regarding] which the prosecution failed to usher in hard evidence that accused Yap had cooperated with spouses Gordola in embezzling them.
It is noteworthy that the prosecution admitted that not one of the checks in question w[as] made, issued or drawn by accused Yap and that Yap has no connection whatsoever with the PILC, whose owner-operator (the Gordolas) manifestly gypped complainant-spouses Ong.
Wanting in evidence, the prosecution now wanted to shift the burden of proof to the defense by arguing that accused Yap should be placed on the box to explain the character of the checks she had received from spouses Gordola. Such proposition is procedurally improper. As a rule, the burden of proof is never on the accused to establish his/her innocence.
. . .
Under the circumstances obtaining, the Court is not inclined to make an inference on the existence of conspiracy based on another inference.
At most, the proofs on hand cast suspicion on accused Yap. But suspicion, however strong, cannot serve as substitute of evidence.[18]
In its Order[19] dated January 10, 1996, the trial court held that the Order dated December 1, 1994 which granted the demurrer to the evidence and dismissed the case on the ground of insufficiency of evidence amounted to the acquittal of respondent Yap; hence, an appeal therefrom would place respondent in double jeopardy, citing People v. Silay;[20] People v. Declaro; [21] People v. Bellaflor;[22] and People v. Bans.[23] Consequently, the trial court did not give due course to the criminal aspect of the appeal, but only gave due course to the civil aspect. The dispositive portion of its Order reads:
WHEREFORE, the appeal, insofar as the civil aspect is concerned, is hereby given due course.Petitioners raised the following issues before the Court of Appeals: The trial court erred when it did not hold Cristina Yap civilly liable to Spouses Ong for the sum of P7 million and when it did not consider that Cristina Yap is liable for damages and attorney's fees.[25]
The Clerk of Court of this Branch is directed to transmit the complete records of the case to the appellate court as soon as possible.
SO ORDERED.[24]
The Court of Appeals promulgated its Decision on March 3, 2000, the dispositive portion of which reads:
WHEREFORE, premises considered, the order (dated December 1, 1994) of the Regional Trial Court (Branch 10) in Cebu City in Criminal Case No. CBU-31101 acquitting the appellee and not making her civilly liable to the appellants is hereby AFFIRMED. No pronouncement as to costs.Petitioners now raise the following issues:
SO ORDERED.[26]
Under the first assigned error, petitioners contend that the Court of Appeals erred in not holding under the facts established by the prosecution that Cristina Yap is civilly liable for fraud and false pretenses in confabulation with the spouses Cesar and Ava Gordola.I THE HONORABLE COURT OF APPEALS COMMITTED GRAVE AND REVERSIBLE ERROR IN NOT HOLDING THAT UNDER THE INCONTROVERTIBLE AND ADMITTED FACTS ESTABLISHED BY THE PROSECUTION DURING THE TRIAL OF CRIMINAL CASE NO. CBU-31101 RESPONDENT CRISTINA YAP IS CIVILLY LIABLE FOR FRAUD AND FALSE PRETENSES PERPETRATED BY HER IN CONFABULATION WITH THE SPOUSES GORDOLA.
II THE COURT OF APPEALS COMMITTED A GRAVE AND REVERSIBLE ERROR IN NOT FINDING THAT PREPONDERANCE OF EVIDENCE EXISTS TO HOLD THE PRIVATE RESPONDENT CIVILLY LIABLE FOR THE CRIME CHARGED.[27]
Petitioners' contention involves a question of fact. This Court is not a trier of facts.[28] Rule 45 (Appeal by Certiorari to the Supreme Court) of the Rules of Court specifically states that a petition thereunder, such as that filed by the petitioners, "shall raise only questions of law which must be distinctly set forth."
In the second assigned error, petitioners assert that the Court of Appeals erred in applying proof beyond reasonable doubt as the applicable quantum of proof in determining Yap's civil liability, instead of merely preponderance of evidence. Hence, petitioners imply that the Court of Appeals resolved the appeal in favor of respondent because it did not apply preponderance of evidence in determining her civil liability.
Section 1, Rule 133 of the Rules of Court provides:
SECTION 1. Preponderance of evidence, how determined. -- In civil cases, the party having the burden of proof must establish his case by a preponderance of evidence. In determining where the preponderance or superior weight of evidence on the issues involved lies, the court may consider all the facts and circumstances of the case, the witnesses' manner of testifying, their intelligence, their means and opportunity of knowing the facts to which they are testifying, the nature of the facts to which they testify, the probability or improbability of their testimony, their interest or want of interest, and also their personal credibility so far as the same may legitimately appear upon the trial. The court may also consider the number of witnesses, though the preponderance is not necessarily with the greater number."Preponderance of evidence" is the weight, credit, and value of the aggregate evidence on either side and is usually considered to be synonymous with the term "greater weight of the evidence" or "greater weight of the credible evidence.[29] It is evidence which is more convincing to the court as worthy of belief than that which is offered in opposition thereto.[30]
In civil cases, the burden of proof is on the plaintiff to establish his case by preponderance of evidence.[31] Although the evidence adduced by the plaintiff is stronger than that presented by the defendant, a judgment cannot be entered in favor of the former, if his evidence is not sufficient to sustain his cause of action.[32] The plaintiff must rely on the strength of his own evidence and not upon the weakness of the defendant's.[33]
Petitioners contend that there is a preponderance of evidence showing that respondent Yap took part in the defraudation scheme against them as it was Yap who, taking advantage of their trust, induced them to invest their money with the Gordolas by her proddings and assurances.
The Court is not persuaded. As the Court of Appeals held:
Tommy Ong's claim that it was Cristina Yap who induced them to lend money to the spouses Gordolas (pages 11-12, TSN of March 18, 1994) is belied by his (Tommy Ong's) own admission that he lent the money to the spouses Gordolas believing that, "they are okay, they were going well in their business, also, their house is quite big also and then we were shown the different businesses that they were engaged in, so we decided to let them borrow the money," in short, the spouses Gordola had "the capacity to pay." (page 195 of the Record).[34]In addition, Tommy Ong testified that petitioners invested the P2.5 million derived from their Metrobank loan with Paramount Lending Investors because of the profit expected and that they realized said profit in the beginning, thus:
Clearly, therefore, the Ongs, based on their personal judgment, were convinced that the Gordolas had the capacity to pay and that they would profit from the interest involved. In fact, Tommy Ong admitted that they realized profits in the beginning.. . .
Q Now after this transaction Mr. Ong, were there other transactions of similar nature wherein you also continued investing in the said lending business under the same procedure that post-dated check would be issued to you?
A Ah, yes. After the first transaction, a few days or weeks after, Cristina Yap and Ava Gordola, from time to time, would contact us either through the telephone or personally and then since Cristina Yap knew of our other real estate properties also situated at Singson Compound, Guadalupe, they again persuaded us, prodded us and [they were] very persistent and finally convinced us to apply for a loan from Metro Bank using the real estate property as collateral. And from this we were able to obtain a loan of P2.5 million from Metrobank at that time.
ATTY JACINTO:
Q Was this amount also invested in the same business?
WITNESS:
A Yes, because during that time, the interest that Ava Gordola was paying was five (5) percent per month and then when we borrowed from the bank during that time, the interest was only about 24 percent per annum or approximately two percent per month, so we were finally convinced that we would make a net profit of about three (3) percent.
Q And so you are telling the court now that aside from the early transaction that you had wherein you invested your money with Paramount Lending Corporation, you obtained loans for the purpose also of investing these amounts with the same corporation because of the profit that you will realize?
A Yes, sir.
Q Did you in effect realize these profits Mr Ong?
A In the beginning, yes.
Q What do you mean, will you clarify that?
A Well, it is a fact that the checks of Ava Gordola started to bounce within 1992 so before tha[t], we were able to get some of the interest supposedly.[35]
The trial court acquitted respondent Yap of the criminal charge of Estafa due to insufficiency of evidence. The prosecution failed to prove that respondent Yap conspired with the Gordolas in committing the offense charged against them. The prosecution admitted that not one of the checks in question, totaling P7,000,000, was made, issued or drawn by respondent Yap.[36] Hence, respondent Yap cannot be held civilly liable to petitioners to pay for the total value of the checks involved in this case. Apart from this, petitioners have not adduced any documentary evidence showing that respondent Yap has a civil obligation toward them.
WHEREFORE, the decision of the Court of Appeals, in CA-G.R. CV No. 52194, sustaining the Order of the Regional Trial Court of Cebu City, Branch 10 in Criminal Case No. CBU-31101 holding respondent Cristina Yap not civilly liable to the petitioners, is hereby AFFIRMED. No pronouncement as to costs.
SO ORDERED.
Davide, Jr., C.J., (Chairman), Quisumbing, Ynares-Santiago, and Carpio, JJ., concur.
[1] Records, pp. 1-2.
[2] Also spelled "Tomy."
[3] TSN, March 18, 1994, pp. 4-7.
[4] Also referred to as "Paramount Investment Lending Corporation (PILC)" and "Paramount Corporation."
[5] TSN, March 18, 1994, pp. 8-9.
[6] Id. at 12.
[7] Id. at 11-13.
[8] Id. at 13-14.
[9] Id. at 15-16; Memorandum (Petitioners), Rollo, p. 153.
[10] TSN, March 18, 1994, pp. 14, 17-18.
[11] Id. at 27.
[12] TSN, April 18, 1994, pp. 5-6, 18-19.
[13] Id. at 7.
[14] Id. at 12-13.
[15] Trial Court Decision, CA Rollo, p. 69.
[16] Ibid.
[17] Id. at 71.
[18] Id. at 70-71.
[19] CA Rollo, p. 72.
[20] 74 SCRA 247 (1976).
[21] 170 SCRA 142 (1989).
[22] 233 SCRA 196 (1994).
[23] 239 SCRA 48 (1994).
[24] CA Rollo, p. 74.
[25] Rollo, p. 53.
[26] Id. at 57.
[27] Id. at 157.
[28] Llana v. Court of Appeals, 361 SCRA 27, 32 (2001); Valmonte v. Court of Appeals, 303 SCRA 278, 286 (1999).
[29] Go v. Court of Appeals, 351 SCRA 145, 152 (2001).
[30] Ibid.
[31] Heirs of Anastacio Fabela v. Court of Appeals, 362 SCRA 531, 547 (2001).
[32] See United Airlines, Inc. v. Court of Appeals, 357 SCRA 99, 106-107 (2001).
[33] Id. at 107.
[34] Rollo, p. 54; See also TSN, April 18, 1994, p. 7.
[35] TSN, March 18, 1994, pp. 13-14.
[36] RTC Decision, CA Rollo, p. 71; TSN, April 18, pp. 12-13.