Reports submitted to and rating examinations conducted by the Insurance Commission reveal breaches of fire tariff committed by insurance companies either solely or through arrangements by intermediaries.

Please be reminded that we have a Fire Manual for everybody to follow to maintain a disciplined market.

Strict compliance, therefore, with the tariff is hereby reiterated and enjoined.

Adopted: 19 Aug. 1998

(SGD.) EDUARDO T. MALINIS
Insurance Commissioner